---
agent: "*"
status: enabled
extends: saas
---

## Additional Focus Areas

- licensing and registration (money transmitter, e-money, banking partners)
- AML / KYC program adequacy and regulatory examinations
- consumer-protection and fair-lending exposure
- data residency and financial-data privacy obligations

## Additional Instructions

This is a regulated financial-services business. Treat licensing gaps,
unresolved regulatory findings, and AML/KYC deficiencies as priority items.

## Severity Overrides

- licensing_gap: P1
- regulatory_action: P1
- aml_kyc_deficiency: P1
